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Scam Stories – Identity Theft

identity

Jessica was 19 years old and was at her local library when the scam occurred and her identity was stolen, but what happened next?…

The Story:

At the time the scam took place, I was nineteen years old. I was at our local library and was checking my email. The email said someone had tried to hack my PayPal account and asked me to re-enter all my details.

The next day, I got a phone call from this man who said “Miss I don’t want you to be scared, but your identity has been stolen.” I was like “How did this happen?”

He let me know it was something I had done recently and he explained to me who he was and why he does what he does, it had previously happened to him. He had a daughter and was trying to protect others from stuff like this.

The bank looked at my transactions after I told them. They tried to assure me the man calling me was a hoax, but he wasn’t. The bank worker looked at my account and there were all kinds of charges from all over the country, although most of them in Texas. I was almost in tears. They had all been denied, though.

I called the man back and asked him what I should do. He said I should call or go online and let the credit companies know, as well as the Social Security Office and my bank. I ended up finding out someone used my social security number twice, one for a mortgage and one for a car loan. I was devastated!

What has she learnt?

I am now a mother of a beautiful two year old. I have a job and everything seems to be fine. But my husband and I are still keeping an eye out for things.

When I start a job, I make sure I tell them about my identity being stolen. I also makes sure my bank knows about the theft in case of any weird transactions. After I was scammed, I learned there were over 500 people in my town that had fallen victim to the same scam.

I think the worst part about it all is the fear of these criminals having all my private Information, because you don’t know what they will use it for next. The good that came from it is that it made me stronger and 1000% more cautious.

How NDM can help you:

Cyber Insurance can cover anything from the breakdown, loss, theft or damage of IT hardware, data corruption, data breech expenses, to the loss of income to cyber-crime liability. Ensuring your business has Cyber Insurance in place is quick and hassle-free. By choosing NDM Insurance Brokers, we could save your reputation, your customers and your business. We have the experience and expertise to make sure you have the right cover in place from the start.

Complete our Cyber quiz today to find out if you’re clued up on fraudulent content and remember a genuine bank will never contact you out of the blue asking for your PIN, full password or to move money to another account. Always question uninvited approaches in case it’s a scam.

Cyber Quiz

Contact us today to discuss your requirements or find out what other types of insurance policies we cover.

Information sourced and edited from – Hoaxslayer.com

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